Local. Experienced. Trusted.

I'm Spiro, your local mortgage expert.

I'm here to help you find the best mortgage options for you and your family.

NMLS #250163

415-948-1952
spiro@C2Bay.com

Apply Now

Get
Pre-Qualified

Mortgage
Calculator

Why C2 Financial?

As a top mortgage broker in the nation, C2 Financial offers access to superior loan products, competitive rates, and gold-star service. That's why over 115,000 families have chosen C2 Financial for their mortgage financing needs.

About Me

With over a quarter-century of experience in real estate lending, Spiro Hishmeh is the leading Mortgage Broker® in the vibrant San Francisco Bay Area, renowned for his unmatched personalized service. Raised in San Francisco and currently residing in Marin County, Spiro's deep ties to the community drive his commitment to its residents. His dedication to building lasting client relationships has earned him the majority of his business through referrals, highlighting his exceptional service and expertise. Spiro's approach focuses on forging connections and meeting each client's unique needs. As your trusted resource for invaluable insights, Spiro provides warm, professional, and tailored experiences whether you're buying, selling, or refinancing your home or investment property. Contact Spiro today for a consultation, and embark on your journey to real estate success with confidence.

There are a lot of financing options ‐ let's find the right one for you.

Whether you are looking to buy, refinance, or grow your real estate portfolio, we've got you covered with the right loan products to fit your needs.

Conventional
Loans

FHA
Loans

Jumbo
Loans

USDA
Loans

VA
Loans

And
More!

What People Are Saying

Spiro has exceeded all my wants and needs in a loan. I’ve asked numerous questions during the process and he never failed to provide quality answers. I’ve felt reassured throughout this entire process and I’m grateful to have had him in my court! 10/10 recommend! Rima D - San Francisco, CA

I can't thank Spiro and his team enough for his help with my purchase. It is intimidating as a first time home buyer to navigate the whole process. He is very patient with me every time I have questions, big or small, and truly felt I was in good hands. During this process, there were some surprises coming up, and his team really got things fixed and communicate with all parties involved and got problem solved within the business day. I was able to close the purchase ON TIME, and he still offers to continue answering questions. I am grateful for the help him and his team provided and I look forward to working with him again in the near future. His team made the process less stressful for me. I recommend working with him. Paul T., Ph.D., San Francisco, CA

Spiro really helped my wife and I not only help with purchasing our home a few years ago but went over and above helping us with a HELOC. I had troubles verifying some income and he went beyond what anyone would do to help us. He truly cares about helping and getting everything done as quickly as possible. pkons29, Pacifica, CA

Let's Connect

Schedule a
Consultation

Spiro Hishmeh
Mortgage Broker
Phone: 415-948-1952
spiro@C2Bay.com

Branch Address:
7250 Redwood Blvd., #300
Novato, CA 94949

C2 NMLS #135622 | C2 CA DRE #01821025 | NMLS #250163 | CA DRE #1207665

C2 NMLS #135622

C2 Financial is rapidly growing with active licenses in over 34 states as of March 2024. Number of licensed states and lenders within the C2 Lender Network may vary. www.C2Financial.com

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Alabama SBD #23303; Arizona DFI #919209; Arkansas ASD #129945; Colorado DRE; Florida OFR #MBR3519; Hawaii DFI #HI-135622; Idaho DOF #MBL-9475; Illinois DFPR #MB.67618115; Kansas OSBC #135622; Kentucky DFI #MC809104; Louisiana OFI #135622; Michigan DIFS #FL0023565 / SR0023566; Minnesota DOC #MN-MO-135622; Mississippi DBCF #135622; Montana DBFI #135622; Nebraska DBF #135622; Nevada MLD #3260; New Mexico FID #135622; Ohio DFI #RM.804919.000; Oklahoma DOCC #MB014489; Oregon DOF #ML-4917; South Carolina DCA #135622; South Dakota DOB #135622.ML; Tennessee DFI #135622; Texas SML #135622; Washington DFI #MB135622; Wyoming DOB #4612; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders.

Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov