Spiro John Hishmeh

Mortgage Broker

NMLS #250163
(415) 496-5626
spiro@c2bay.com

With over 25 years in real estate lending, Spiro Hishmeh is a top Mortgage Broker® in the San Francisco Bay Area, known for his personalized service. Raised in San Francisco and now in Marin County, his deep community ties fuel his commitment to clients. Most of his business comes from referrals, reflecting his dedication and expertise. Whether you're buying, selling, or refinancing, Spiro offers trusted guidance and a tailored experience. Contact him today to start your real estate lending journey with confidence.

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Your Mortgage Source

How We Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

Shop Competitive Rates

We will use our network of lenders to shop for competitive rates and loan program to fit your needs.

  • Benefits
  • Shop Multiple Lenders
  • Lower rates, Lower Payments
Shop Rates

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

  • Benefits
  • Hassle Free Funding
  • Get Your Dream House
Fund Your New Home
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Mortgage programs tailored just for you

Today's market is fluid. We have resources to shop many rates and programs to find the right loan to fit your needs.

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Pre-Qual Letter

If you're in the market for a new home you'll need a Pre-Qualification letter. Fill out our quick Pre-Qual form and we will generate a pre-qualification letter and can even send it directly to your Realtor.

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14 Day Digital Closing

Our goal is to close your loan in 14 days or less! With our digital tools we speed up the loan process. Our clear communication also helps avoid unnecessary delays.
Closing timelines may vary based on loan complexity, borrower responsiveness, and market conditions. Not all loans qualify for a 14-day closing.

Welcome To C2 Financial Corp

At C2 Financial Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain a great loan. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

We work with more than 100 investors. This allows us to get you the competitive rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, ARM loans, Conventional, Jumbo, Home Equity Lines, VA and FHA. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

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Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary. This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect C2 Financial Corp. product terms. The information cannot be used by C2 Financial Corp. to determine a customer’s eligibility for a specific product or service.

The C2 Financial Corp Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Great Service

We offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

The C2 Financial Corp Address

Contact Us:

Phone: (415) 496-5626

Address: 371 Bel Marin Keys Blvd., Suite 130 - 117
Novato, CA
94949

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

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